Tell us about you
Share your situation — home, auto, or business — through a quick form or a phone call. No paperwork, no jargon, no commitment.
≈ 3 minutesForts Ensemble — Strong Together
Protection built around your life.
Covalen brings together expert brokers and 20+ insurance partners to deliver customized protection for individuals, families, and businesses across Quebec.
Trusted by 1,000+ Quebec households and businesses
Start your quote
≈ 3 MINWhat would you like to protect today?
You’ll be matched with a licensed Quebec broker — a real person, not a call centre.
Start my free quote
No obligation. No pressure. No spam.
We shop the market across 20+ insurers
Intact
Aviva
Beneva
Promutuel
L’Unique
April
What We Cover
Protection sur mesure — tailored to you
Whether you’re insuring a first apartment or a growing business, our brokers build coverage around your real risks — not a template.
Home & Property
Home, condo, rental, and chalet insurance with flexible options — including high-value goods and hard-to-insure properties.
Explore home coverageAuto & Recreational
Auto, motorcycle, watercraft, snowmobile, and RV coverage — for the daily commute and everything beyond it.
Explore auto coverageBusiness
Liability, cyber risk, bonding, and sector-specific coverage — from a single storefront to multi-site operations.
Explore business coverageThe Broker Difference
An insurer sells you their policy. We find yours.
A single insurance company can only offer what’s on its own shelf. As an independent brokerage, Covalen compares options across 20+ insurance partners — so the recommendation you get is driven by your situation, not a sales quota.
And when something goes wrong, you’re not on your own with a claims line. Your broker advocates on your behalf with the insurer, from first call to final settlement.
Why work with a Covalen broker?
- Independent advice — we shop the market on your behalf
- Customized coverage for hard-to-insure situations
- Local expertise across Laval and Montreal
- One relationship for every policy you hold
- Support when it matters most — at claim time
How It Works
Getting covered is simple
Three steps, one broker, zero jargon.
We shop the market
Your broker compares coverage and pricing across our network of insurance partners — including specialty markets for risks the direct insurers turn away.
20+ insurers comparedGet covered — and stay covered
Review your personalized plan and get protected, with a broker in your corner at every renewal and every claim, year after year.
Yours for the long runClient Stories
People stay with Covalen for a reason
After a water damage claim, my broker handled everything with the insurer. I made one phone call. That was it.
Marie-Ève B.Homeowner, Laval
Two insurers had turned down our building because of past claims. Covalen found us proper coverage in a week.
Jean-François T.Property owner, Montreal
They review our commercial policies every year and actually call with better options. No other broker ever did that.
Sophie L.Owner, transport company
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Offices — Laval & Montreal
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Clients protected
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Insurance partners
24/7
Claims support
Good to Know
Questions people actually ask
Does using a broker cost me more than going direct?
No. Brokers are compensated by the insurer, and because we compare the whole market, clients typically pay the same or less than going direct — with better-fitting coverage.
I’ve been declined by an insurer. Can you still help?
Very often, yes. Covalen has access to specialty markets for non-standard risks — prior claims, unconventional builds, high-value properties, and unique circumstances that don’t fit a standard policy.
What happens when I need to make a claim?
You call your broker — not a 1-800 queue. We open the claim, deal with the insurer’s adjusters on your behalf, and stay involved until it’s resolved. Claims support is available 24/7.
Can I bundle home, auto, and business together?
Yes — and it’s usually the smartest move. Bundling multiple policies under one broker relationship typically means better rates and one point of contact for everything you own.
Ready for protection that fits your life?
Talk to a Covalen broker today — no obligation, no pressure. Just independent advice from people who know the Quebec market.